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Reform of 2009 ATM fees

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The effect of the ATM reforms by the RBA on fees and ATM availability within the payments system


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4 Pages Complete Study Notes > 2 Years old
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Reform of 2009 ATM fees
Topics this document covers:
Economy Money Financial services Payment systems Interbank networks Automated teller machines Debit cards ATM usage fees Embedded systems EFTPOS Interchange fee Cash machine
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Topics this document covers:
Economy Money Financial services Payment systems Interbank networks Automated teller machines Debit cards ATM usage fees Embedded systems EFTPOS Interchange fee Cash machine
Sample Text:
The development requires ATMs to clearly display a direct fee when a cardholder uses an ATM owned by a foreign financial institution allowing the cardholder to cancel the transaction without incurring the fee. This increased transparency has had initial effects of the removal of interchange fees by replacing them with direct fees charged to the cardholder, impacting withdrawals patterns of cardholders, and fuelled a slight growth in ATM locations. Essay The ATM (,,Automated Teller Machine) system is a funds transfer system that allows cardholders to withdraw cash and obtain other services such as balance enquiries. In 2008/09, the value of ATM withdrawals accounted for 63 per cent of ca...
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